While I talked with several lawyers, I did a little research into Flint bankruptcy laws.They didn't seem much different than any other place, and I thought that I could talk with an attorney and decided which type of bankruptcy to file.  Meanwhile, I was fighting off the creditors.  Every phone call, it seemed, was someone calling about money I owed them.  This killed me.  I was always so good about my bills, never behind.  The business had a sterling credit rating, and so did I personally.  But I had gotten over extended, had expanded right when business fell off at the restaurant.  It was like somebody flipped a switch.  One Saturday morning I came in and the place was empty.  I just figured it was the weather.  We were having the first nice day we had had in months, so I was guessing that people wanted to be outside.  When I came in on Sunday and saw the same thing, then I was worried.  There had never been a Sunday when we weren't busy. Never!  I checked around town, and there was no new place that had opened, and no great specials being run at other restaurants.  I don't know what happened. There were no additional layoffs, either.  The bad thing was, that I was expanding.  I had just purchased a restaurant on the other side of town.