I canceled my appointment with that one advisor. I was finally able to tell my parents the truth and that I needed help. I told them I had been considering seeing an advisor about how to file for bankruptcy. They were shocked but they were also very supportive. My dad went straight into business mode and pulled up a bunch of information on the computer for me to review. He was also able to give me a healthy dose of loving, fatherly advice. That's definitely something I would've missed out on if I chose not to tell them. I was glad to confide in them. They were both more understanding then I thought they'd be. They completely understood how difficult things have been for me since the separation. I was able to open up about that a bit more too. It was so nice to be able to share it. Up until that point I'd been so tight-lipped about everything, trying to hold it together. It was such a relief not to have to maintain the tough facade around my family. I know all the sharing I've been able to do lately is going to help me heal. I'm starting to wonder what took me so long!